# Instant Banking vs Credit Cards — Pros & Cons
Introduction
- The shift away from credit cards in UK gambling - Rise of instant banking methods - What this guide compares
What Are Instant Banking and Credit Cards?
Instant Banking for Casinos
- How instant banking works (Trustly, Pay N Play, Klarna) - Direct bank account integration
Credit Cards for Casinos
- How credit card deposits work - UK credit card ban context
Speed Comparison
Deposit Speed
- Instant banking: real-time authorization - Credit cards: instant processing
Withdrawal Speed
- Instant banking advantages - Credit card withdrawal times
Security Comparison
Instant Banking Security
- Bank-level encryption - No card details shared - Direct bank authentication
Credit Card Security
- Chargeback protection - Data exposure risks - Fraud monitoring
Privacy Comparison
- Instant banking and bank statements - Credit card transaction records - Which offers more discretion
Cost Comparison
Instant Banking Fees
- Typically fee-free for players - Currency conversion costs
Credit Card Fees
- Cash advance fees - Interest charges - Foreign transaction fees
Convenience & User Experience
Account Setup
- Instant banking: no registration - Credit cards: enter card details
Ongoing Use
- Which is easier for repeat deposits - Which is more streamlined
Bonus Eligibility
- How payment methods affect bonuses - Instant banking and bonus terms - Credit card restrictions
Which Is Better for You?
- When to use instant banking - When credit cards might be allowed (non-UK) - UK player considerations